Get paid on time, every month — without the chase.
Service charge, waste, water, security and electricity bills go out automatically and reconcile themselves. Residents pay from a wallet, see exactly what they owe, and never hand over cash that goes missing.
Everything money on the estate needs
From the admin who raises a bill to the resident who pays it and the wallet that settles it — Billing closes the whole loop.
Smart bill creation
One-time or recurring (weekly, monthly, quarterly, yearly), with due dates and an availability window that controls when residents see each bill.
Targeted assignment
Bills fan out to all households in the estate — or just the active residents you select. No duplicate entry, no missed homes.
Combine & pay
Residents fold all due bills into a single payment, or pay line by line straight from their wallet — with a cascading, auditable receipt.
Resident wallet
A Monnify-powered wallet with reserved virtual accounts, KYC upgrades and configurable transaction limits — funds stay traceable.
Utility & bill payments
Buy electricity tokens and pay third-party billers like DSTV from the same wallet. Unpaid bills can even gate token purchases.
Reminders & auto-debits
Billing reminders and auto-debit notices reach residents by app push and SMS, so dues are cleared before they become arrears.
From bill raised to cash reconciled
Admin raises a bill
Set name, type, amount, frequency and the availability lead days. Recurring bills act as templates that auto-generate each period.
Residents see & pay
Bills appear in the app under Due, Current and Upcoming. Residents combine due bills and settle them from their wallet.
Money reconciles itself
Wallet debits, Monnify webhooks and the transaction ledger keep every naira matched, refundable and auditable.
A regulated payment rail, built in
Every resident gets a reserved virtual account. Balances are credited automatically on collection, debits are idempotent so a retried webhook never double-charges, and failed transfers are refunded on their own.
- Virtual accounts with KYC (BVN/NIN) upgrade path
- Withdrawals secured with OTP authorisation
- Signed, verified webhooks — no fake credits
No cash. No gaps. No “who collected what?”
Digital-only money flow
Every payment is electronic and traceable from wallet to estate account.
Live collection dashboard
See paid, due and overdue across the estate at a glance — by bill type or household.
Immutable ledger
Credits, debits and refunds are recorded once and never silently edited.
Billing questions, answered
Yes. The wallet doubles as a bill-payment hub — residents can buy prepaid electricity tokens and pay third-party billers like DSTV, all from the same balance.
A recurring bill is a template. Once created, Waria automatically generates each period’s instance based on the frequency (weekly, monthly, quarterly or yearly) and its first due date.
Yes — availability lead days (0, 3, 5, 7, 14 or 30) decide how far ahead residents can see an upcoming bill, so you raise bills on your schedule without flooding inboxes early.
Turn collection week into a non-event
See how Billing looks on your bill types, amounts and household counts.